Northwest Georgia Bank | Products & Services

Get up to $100 with a New Checking Account!

50+ Free Interest Checking*

Customers qualify for this account by having at least one account owner who is 50 years or older. Customers who qualify for this account will always earn interest.

Competitive interest rate ( APY**). Interest compounded and credited monthly.
No minimum balance
No monthly service charge
No per check charge
Unlimited check writing
Easy to balance monthly statement
Free return of check images for easy record keeping
Free Personal Online Banking
FREE VISA® CHECKCard
Smart Buy Package is available for only $4.50 per month
$50.00 deposit to open
Fees could reduce earnings

* Customer purchases checks
** Annual Percentage Yield

Wall Street Checking*

Customers who maintain a balance of $2,500 or more earn a higher interest rate. Customers who maintain a minimum balance of $1,000 will never receive a monthly service charge and will always earn interest.

Higher interest rate paid on the entire balance when a minimum balance of $2,500 is maintained ( APY**). Interest is compounded and credited monthly.
Competitive interest rate paid on entire balance when balance falls below $2,500 ( APY**). Interest is compounded and credited monthly.
No per check charge
Unlimited check writing
Only $1,000 minimum balance to avoid a monthly service charge
Only $8.00 monthly service charge if balance drops below $1,000
Easy to balance monthly statement
Free return of check images for easy record keeping
Free Personal Online Banking
FREE VISA® CHECKCard
Smart Buy Package is available for only $4.50 per month
$50.00 deposit to open (Fee is waived under $1,000 for the first statement cycle)
Fees could reduce earnings

* Customer purchases checks
** Annual Percentage Yield

VIP Free Interest Checking*

Customers qualify for this account by having a direct deposit of a payroll, Social Security, or recurring government check…or …by having a Northwest Georgia Bank automatic mortgage loan payment. Customers who qualify for this account will always earn interest.

Competitive interest rate ( APY**). Interest is compounded and credited monthly.
No minimum balance
No monthly service charge
No per check charge
Unlimited check writing
Easy to balance monthly statement
Free return of check images for easy record keeping
Free Personal Online Banking
FREE VISA® CHECKCard
Smart Buy Package is available for only $4.50 per month
$50.00 deposit to open
Fees could reduce earnings

* Customer purchases checks
** Annual Percentage Yield

Totally Free Checking*

An account for customers who want simple, hassle-free checking and are more concerned with low cost than earning interest. Customer will always get a free account.

No minimum balance
No monthly service charge
No per check charge
Unlimited check writing
Non-interest bearing account
Easy to balance monthly statement
Free return of check images for easy record keeping
Free Personal Online Banking
FREE VISA® CHECKCard
Smart Buy Package is available for only $4.50 per month
$50.00 deposit to open

* Customer purchases checks

Do you still have questions about the account that fits your needs? Contact our New Accounts Department for further assistance at (706) 965-3000.

FUNDS AVAILABILITY POLICY
Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the fifth business day after the day of deposit.